Membership and warranty solve different problems.
A warranty is reactive — it pays out when something specific breaks. The Storm Protection Plan is proactive — it keeps eyes on your roof year-round and documents condition over time.
Storm Protection Plan
An ongoing care program. Annual inspections, post-storm response, documentation, and Loyalty Discount on out-of-pocket repairs.
Manufacturer Warranty
Issued by the shingle manufacturer. Covers material defects under specific conditions; storm damage is not included.
Workmanship Warranty
Issued by the installing contractor. Covers installation defects discovered within the warranty period.
| Feature | Storm Protection Plan | Manufacturer Warranty | Workmanship Warranty |
|---|---|---|---|
| Annual proactive inspection | Yes | No | No |
| Post-storm proactive inspection outreach | Yes | No | No |
| Ongoing photo documentation archive | Yes | No | No |
| Emergency tarping priority | Yes | No | No |
| Priority scheduling during storm seasons | Yes | No | No |
| Insurance claim documentation support | Yes | No | No |
| Loyalty Discount on out-of-pocket repairs | Yes | No | No |
| Covers defective shingle materials | No | Yes | No |
| Covers installer workmanship defects | No | Limited | Yes |
| Covers storm / hail / wind damage | No | No | No |
| Transferable to new homeowner | Yes | Sometimes | Sometimes |
| Active relationship with a roofer | Yes | No | No |
The honest takeaway
Warranties and the Storm Protection Plan are not substitutes — they're stacked. Your warranty handles defects. Your homeowners insurance handles catastrophic events. The Storm Protection Plan handles everything in between: the inspections, documentation, and priority response that determine how smoothly the first two actually work when you need them.
SPP is not insurance and does not replace your warranty or your policy. It's a service program designed to keep all three working together.
Stack your protection — start with a membership.
Free, no-obligation inspection. We document everything insurance carriers need.
830-228-6123Important program disclosures
The Storm Protection Plan is a maintenance and service membership offered by Texas Roof Guardians. It is not an insurance product and does not replace, supplement, or modify your homeowners insurance policy. Membership does not guarantee insurance claim approval, payment, or coverage outcomes. The Loyalty Discount is a contractor pricing incentive applied to qualifying non-insurance repair invoices billed by Texas Roof Guardians — it is not a rebate, cash-back program, or insurance benefit, and cannot be applied to deductibles or work billed through an insurance carrier. Program features, pricing, and availability subject to the current membership agreement.