Roofing Financing

Pay for your new roof over time — not all at once.

We've partnered with Wisetack to give homeowners flexible monthly payment options on roof replacements, repairs and deductibles. Prequalifying takes about a minute and never impacts your credit score.

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Wisetack roof financing prequalification on a mobile phone
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Affordable monthly payments, no surprises.

Whether you're covering your insurance deductible or paying for an entire roof replacement out of pocket, Wisetack offers transparent, fixed-rate loans built for home improvement.

  • Prequalify in about a minute — no impact to your credit
  • Finance projects up to $25,000
  • Terms from 3 to 120 months
  • APRs from 0% to 35.9% based on credit
  • No hidden fees and no compounding interest
  • Funds disbursed quickly so your project can start
Up to $25,000
Finance most residential projects in full
3 – 120 months
Pick a term that fits your monthly budget
0% – 35.9% APR
Rate based on creditworthiness

How it works

  1. 1. Prequalify

    Click "Prequalify Now" and complete a short Wisetack application. It takes about a minute and uses a soft credit pull.

  2. 2. Choose your terms

    Review the offers you qualify for and pick a monthly payment and term that fits your budget.

  3. 3. Get to work

    Once you accept, funds are released for your project and we get started on your roof.

*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0–35.9% APR based on creditworthiness. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.

Financing

Ready to see what you qualify for?

Prequalifying with Wisetack takes about a minute and won't affect your credit score.

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